Dependent Care Flexible Spending Account
A dependent care flexible spending account (FSA), or dependent care assistance program, allows you to pay for certain expenses on a tax-free basis. If you care for a dependent, this may be for you!
Each pay period, money moves from your paycheck into your dependent care FSA. As long as you’re paying for an eligible expense, the money is tax-free.
HEALTHCARE FSA
This FSA can be used to pay for eligible medical expenses for yourself or any other person you claim as a dependent for your federal income tax purposes. Pre-tax deductions for the Healthcare FSA cannot exceed $3,400 for 2026. Team members or qualified beneficiaries who were eligible for this FSA are eligible to rollover dollars up to $680 in the new plan year. Here is a list of common Medical Care FSA eligible expenses.
DEPENDENT CARE FSA - Available with either medical plan
The Dependent Care FSA can be used to pay for qualified dependent care services for eligible dependents, providing that care is needed to enable you and your spouse (if applicable) to work. In 2026, pre-tax deductions for the Dependent Care FSA cannot exceed $7,500 per plan year per household, or $3,750 if you are married and file separate tax returns. Here is a list of common Dependent Care FSA eligible expenses.
LIMITED PURPOSE FSA - Available with the HDHP plan
A Limited Purpose FSA can only be used for qualifying dental and vision expenses. You can contribute up to $3,400 per year in 2026.